Seven thumb rules of Finance

Rule of 72:
Want to know how long it takes for your money to double? Just divide 72 by your interest rate.

4% Withdrawal Rule
Save 25× your annual expenses and withdraw only 4% yearly—you’re retirement-ready.

50-30-20 Rule
Budgeting simplified—50% for essentials, 30% for wants, and 20% for savings.

100 – Your Age Rule
That’s the percentage of equity you should ideally hold in your portfolio.

40% EMI Rule
Loans should never eat up more than 40% of your income.

10× Insurance Rule
Your life cover should be at least 10 times your annual income.

3× Emergency Fund
Always keep three times your monthly expenses aside—because life never goes as planned.